Are All Medigap Plans Equal?

Are all Medigap plans equal? Absolutely! But don't take my word for it. Check it out yourself!

Page 68 of the 2014 edition of Medicare and You says:


Medicare and you 2014b


Every Medigap policy must follow federal and state laws designed 
to protect you and it must be clearly identified as “Medicare 
Supplement Insurance.” Insurance companies can sell you only 
a “standardized” policy identified in most states by letters A–N. 
All policies offer the same basic benefits


In other words, all Medigap plans are equal in every way.

Every way except PREMIUM.

Medigap plan F from Mutual of Omaha is exactly identical to plan F from Blue Cross. The same is true regardless of which carrier issued your policy.

When you pay more you don't get more, you simply paid too much.


If all Medigap plans are equal, why would you pay more?

Shop now and compare! Instant online quote.



It doesn't matter if you are turning 65 and entering Medicare for the first time or if you have had a Medicare supplement plan for years. The plan you bought 2, 3 or 5 years ago still works but is probably overpriced now.


Linda's Story

Linda bought Medigap plan G from a popular carrier when she turned 65 in 2010. At that time her plan F premium was $120 per month. Today she is paying over $190 per month for the same plan.  Medicare money eyes

We showed Linda how to replace her existing plan F with another plan F and drop her premium to $141 per month. That move alone saved her over $600 a year.

But wait, there's more.

We showed Linda how to drop her premium to $113 per month in exchange for self-paying her Medicare Part B deductible of $147.

That saved her over $900 per year vs. her current plan.

And remember, all Medigap plans are equal.


How much can you save?