Medigap plan F is the most popular plan in Georgia. Is this Medicare supplement plan right for you? Are there better choices? Should you limit your search to Blue Cross of Georgia, AARP and Mutual of Omaha? Are all Medigap plans the same? Which Medigap plans are accepted by most GA doctors?
Why is Medigap Plan F so Popular?
Medicare supplement plan F is bought be more Georgia seniors than any other plan. Stated differently, plan F is the most OVERSOLD Medigap plan in Georgia.
When you look for Medicare supplement coverage you probably do something like this.
- Ask your friends what they bought. They probably bought plan F.
- Price the usual suspects . . . . BCBSGA, AARP, Mutual of Omaha
- Call carriers or send in the reply cards
- You may have even agreed to invite a stranger into your home to SELL you a plan
- And since you are reading this, you went online
Looking for Medigap plans online is smart. Just makes sure you limit yourself to sites that provide INSTANT GA Medigap quotes. Here are some other tips.
- Look for LOCAL contact information. If you can't find it, move on
- Check out people behind the site
- Consider plans other than plan F, such as plan G or N
- Only consider carriers that have been in the Medicare market for at least 3 years
- Ask about rate guarantees and how often your rates can be increased
At Medicare Plans of Georgia, we never sell your information. We use your email address to provide you with current, accurate rates on our most popular plans. Most of the time these rates are not available from our quote engine or anywhere else on the internet. We will also attempt to contact you by phone to determine which Medicare plan is best for your needs and budget.
Is Medicare Supplement Plan F Best for You?
Maybe, maybe not.
Medigap plan F is sold more than any other plan in Georgia. Most of the time, the only plan you are shown is plan F. The most expensive Medigap plan is F. Often you will only be given rates for Blue Cross or Mutual of Omaha.
Blue Cross is a good company but is usually priced in the middle of the pack. You can probably save $400 per year or more by allowing us show you plan F from other carriers.
Mutual of Omaha is another well known carrier. Sometimes their rates are briefly competitive and at other times they can be quite high.
A better choice (for most) is Medigap plan G, and sometimes plan N.
All Medigap Plans are Identical
Medicare supplement plans are standardized. All Medigap plans with the same letter, plan F for example, are identical in every way . . . except premium.
There is absolutely no difference in Medigap plan F from Mutual of Omaha vs. plan F from Equitable. So why should you pay more than you have to?
When you pay more you don't get more, you simply paid too much.
Which Medigap plans are accepted by most GA doctors?
All of them.
Medigap plans are secondary payers.
If Medicare approves your claim your Medigap plan F is required by law to pay their portion.
With plan F there are no claim forms for you to file. Your Medicare supplement plan is universally accepted by any doctor, any lab, anywhere in the United States.
There are no networks. You can keep your current doctor(s). Shop and compare Medigap plan F.