Medicare open enrollment for 2016 starts on October 15th. Can I change plans? Do I have to answer health questions, or can I be turned down for coverage? What is the best plan for me? What is the best way to review my options?
The only thing more confusing than turning 65 and enrolling in Medicare for the first time is the annual enrollment period (AEP). Who is included in Medicare open enrollment? Should I change plans and how do I make changes?
Medicare Open Enrollment Checklist for 2016
If you don't know where you are going you will never get there. First, let's take a look at who is eligible to change plans during the open enrollment period.
- This particular open enrollment is for Medicare beneficiaries only
- If you have an Obamacare plan, or need one for 2017, go to healthcare.gov
- If you have a stand alone drug plan (Medicare Part D) you can change your plan between October 15 and December 7
- Medicare Part C (Medicare Advantage) policyholders can change to a different Advantage plan
- Those with a Medicare supplement plan (Medigap) can change plans at ANY time but may be required to go through medical underwriting
Another thing is the price you pay for what you have now. How do I know if what I am paying too much?
We make it simple. Start with a FREE Instand Medigap Quote. Have you ever seen a comprehensive report to your email address that shows ALL the plans and rates in your area? If not, now is the time to get a fresh look. We send you Medigap rates you won't see anywhere else.
Other Questions About Open Enrollment
Still have questions?
- You may have to answer health questions if you want to change your Medigap or Advantage plan
- Medical underwriting is not required for switching drug plans
- Depending on your health, you may be turned down for a new Medigap or Advantage plan
- You are the only one who can decide if the plan you have now, or the one you want, is right for you
- Bob Vineyard at Georgia Medicare Plans will answer any questions you have.
- Bob has over 40 years experience and is also on Medicare
- Sometimes the plan you have now is the best one for you
- Changing plans can be painless
What Information Do I Need for Medicare Open Enrollment?
The list is short and simple.
- List all your medications by name and include the dosage
- If you have a doctor (or doctors) you want to keep, have their name and address
- Any change in your health in the last 12 months?
- Any planned surgeries or tests that have not been completed?
We make things easy for you. A quick 5 minute conversation will let you know if you need to keep your plan or consider other options. Everything handled by phone and email. You don't come see me and you don't have to clean up your house so I can come by.
How easy is that?
If all starts with your FREE Instant Medigap quote.
How easy is that?
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