Medicare Part A coverage is your hospital benefit plan. When you are admitted to the hospital as an inpatient, your Medicare Part A benefit covers most of you hospital inpatient health care needs. Part A includes hospital care, skilled nursing facility coverage and other various inpatient expenses.
Medicare Part A Premiums
Most people over age 65 generally do not pay any monthly premiums for Medicare Part A coverage. Medicare taxes were included in your monthly payroll deductions, so your monthly taxes were used to finance your health insurance when you become Medicare eligible.
If you do not qualify for premium-free Part A coverage through Medicare you can “buy in” to Medicare. If you do not qualify for premium-free Part A Medicare coverage, you can still purchase Part A coverage under certain conditions.
You usually cannot purchase Part A coverage without Part B coverage. This means that you have to pay monthly premiums for both Part A and Part B coverage. In some situations you may qualify for assistance in paying your premiums.
Medicare Part A Doesn’t Cover Everything
Most hospital inpatient services are covered by Part A. There are also some outpatient, hospital related services covered by Medicare Part A.
Nursing and home-based health care services are usually covered but your care must be ordered by a doctor. In addition, the services must be provided by an agency that has been approved and certified by Medicare.
Part A also covers hospice care if you are certified as having a terminal condition by your doctor.
Medicare Part A program is for general coverage that assists in paying for many of your in-hospital expenses. This includes the hospital services that you receive such as a semi-private room, your inpatient medication and meals, nursing services while in hospital and other many other hospital services.
Supplement Plans Cover What Medicare Part A Doesn’t
Medicare Supplements Plans provide coverage for many expenses that are not covered by standard Part A and Part B Medicare plans. Use this link to shop and compare Georgia Medicare supplement plans and rates.